What is the Kingdom of God?

The kingdom of God is a spiritual place for redemption and salvation. A safe place for even little children. A place where a child is safe and free to be a child: we know children make mistakes and they are expected to make mistakes, but they are also expected to learn from those mistakes and to not keep making the same mistakes over and over again. Mark chapter 10 verse 14 says "... Suffer the little children to come unto me, and forbid them not: for such is the kingdom of God. (A person must be Childlike to enter the Kingdom of God)" Mark 4:26 - 29 says "And he (Jesus) said, So is the kingdom of God, as if a man should cast seed into the ground; And should sleep, and rise night and day, and the seed should spring and grow up, he knoweth not how. For the earth bringeth forth fruit of herself; first the blade, then the ear, after that the full corn in the ear. But when the fruit is brought forth, immediately he putteth in the sickle, because the harvest is come. This passage of Bible scripture lets us know that we could never understand the fullness of the kingdom of God, but we can be witness to the kingdom of God through our spirit and in the end our spirit will be harvested by God to come back to the source.

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Mark 4:30 - 32 says "And he said, Whereunto shall we liken the kingdom of God? Or with what comparison shall we compare it? It is like a grain of mustard seed, which, when it is sown in the earth, is less than all the seeds that be in the earth: But when it is sown, it groweth up, and becometh greater than all herbs, and shooteth out great branches: so that the fowls of the air may lodge under the shadow of it." This passage of Bible scripture lets us know that we, just like the mustard seed, may appear to be small and insignificant, but the kingdom of Gods holy spirit, when we allow it to grow in us, allows us (humans) to become greater than all of the other creatures on the earth and we (the saints of God) will be able to provide shelter for other people who have not come into the faith and believe the teachings of Jesus.

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Mark 9:1 says "And he said (Jesus) unto them, Verily I say unto you, That there be some of them that stand here, which shall not taste of death, till they have seen the kingdom of God come with power (If your interpretation of this scripture means this will be fulfilled when Apostle John describes the Kingdom of God in the book of Revelations, wait until you read the rest of this article before you make your final interpretation.). This passage of Bible scripture is really interesting to me. For one thing, Jesus is telling his disciples and other the people that were around at the time he was speaking that the kingdom of God is at hand right now. Basically, he is telling them some of them will see the kingdom of God come with power before they die.

Let's read about what happened on the day of Pentecost, Acts chapter 2 verses 1 - 4. "And the when the day of Pentecost was fully come, they were all with one accord in one place. And suddenly there came a sound from heaven as of a rushing mighty wind, and it filled all the house where they were sitting. And there appeared unto them cloven tongues like as of fire, and it sat upon each of them. And they were all filled with the Holy Ghost, and began to speak with other tongues, as the Spirit gave them utterance (This describes people receiving the Holy Ghost)." Knowing Jesus disciples and others were all together on the day of Pentecost, I believe this to be one of the examples of the Kingdom of God being witnessed among men and women. This made the kingdom of God very clear to me.

The kingdom of God is the indwelling of the Holy Spirit within us. Jesus had it from his birth, but his disciples and us had to wait until the Holy Spirit was sent from heaven as a comforter to us humans who believed in the teachings of Jesus the Christ. If you read in the Bible Luke chapter 8 verses 4 - 8 Jesus himself makes this very clear with a parable about the sower. Jesus spoke another parable explaining the kingdom of God in the Bible book of Luke chapter 13 verses 20 - 21. Read it for yourself.

When is the kingdom of God coming?

If my previous supposition is correct and the day of Pentecost was a manifestation of the kingdom of God coming, then the kingdom of God is already here. In Luke chapter 10 verse 9 Jesus is giving His disciples instructions on how to go forth and preach the kingdom of God to people in other cities and it says "And heal the sick that are therein, and say unto them, The kingdom of God is come nigh unto you." We all know that when a person dies, their spirit is removed from their mortal body, so Jesus is instructing his disciples to let the sick know death is near and your spirit will be going home to God soon. With this in mind, I believe what Jesus was sharing with his disciples was two fold; 1. Give the sick the truth about their spiritual well being through informing them the kingdom of God is near to them and 2. Give the sick hope in believing in the power of God by healing them.

The ultimate statement of when the kingdom of God is coming is found in the Bible in the book of Luke chapter 17 verses 20 - 21 says "And when He (Jesus) was demanded of the Pharisees, when the kingdom of God should come, He answered them and said, The kingdom of God cometh not with observation: Neither shall they say, Lo here! or, lo there! for, behold, the kingdom of God is within you. (The Holy Spirit dwells in us.) " This passage of scripture clearly lets the reader know that the kingdom of God is within them and there is no need to try to observe the kingdom of God through our natural senses because it is a spiritual place that God has created for His children to come to while they are alive and here on earth. This is the message that must be preached.

Why has the kingdom of God come?

The kingdom of God has come to give us the TRUTH. Man had become so corrupt in his beliefs and his thinking until God had to send the TRUTH to us so that we could see ourselves as failed human beings who needed salvation. While Jesus taught on earth, He dealt with the beliefs many people had and comparatively speaking gave them TRUTH to test their beliefs. People can choose to believe a lie, if the want to, but it is important to know that God is not deceived and he gives other people the ability to know the truth when lies come forth from people.

Luke 4:43 says "And he said (Jesus) unto them (his disciples and others who followed him), I must preach the kingdom of God to other cities also: for therefore am I sent."

Jesus proclaimed he was sent by God to tell the truth, to tell people to repent and inform people that the kingdom of God was not made by mans hands, but is a spiritual safe place, something that can only be experienced through the indwelling of Gods Holy Spirit. John 14:6 says " Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me."

God sent his only begotten son Jesus to proclaim the truth and tell people to repent because the law had gotten so corrupt and the people who administered the law had become evil and absolutely corrupted by their own lustful desires to be rich and have power. To this end, the administrators of the law did not care about the people of God and begin to change Gods laws to fit what they wanted to do. Does this sound familiar to you?

How do you enter into the kingdom of God?

The question of "How do you enter into the kingdom of God?" is a personal one. Every person takes a different path to get to having a relationship with God. In my opinion the one single thing everyone who has a relationship with God has in common is, they come through understanding what and who Jesus, the Christ, is. Jesus, the Christ, is the WAY, the TRUTH and the LIFE which every human being must come to understand to enter into the kingdom of God. Think about it. The King James Bible is full of scriptures which helps us understand "how we enter into the kingdom of God?".

John chapter 14: 1- 6 says " Let not your heart be troubled: ye believe in God, believe also in me. "2": In my Father's house are many mansions: if it were not so, I would have told you. I go to prepare a place for you. "3": And if I go and prepare a place for you, I will come again, and receive you unto myself; that where I am, there ye may be also.
"4": And whither I go ye know, and the way ye know. "5": Thomas saith unto him, Lord, we know not whither thou goest; and how can we know the way? "6": Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me.

Matthew 5: 3 says "Blessed are the poor in spirit: for theirs is the kingdom of heaven."

Matthew 5: 8 says "Blessed are the pure in heart: for they shall see God."

Matthew 5:20 says "For I say unto you, That except your righteousness shall exceed the righteousness of the scribes and Pharisees, ye shall in no case enter into the kingdom of heaven."

Mark 10:15 says " Verily I say unto you, Whosoever shall not receive the kingdom of God as a little child, he shall not enter therein."

Mark 10:23 says " And Jesus looked around about, and saith unto his disciples, How hardly shall they that have riches enter into the kingdom of God!"

Mark 10:24 says "... Children, how hard is it for them that trust in riches to enter into the kingdom of God! It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God."

Mark 12:32 - 33 states what a scribe said to Jesus regarding there being only one God, and to love him with all the heart, and with all the understanding, and with all the soul, and with all the strength, and to love his neighbor as himself, is more than all the whole burnt offerings and sacrifices. In Mark 12:34 Jesus answers the scribe by saying "... Thou art not far from the kingdom of God."

In the Bible scripture Luke 9:62 it says "And Jesus said unto him, No man, having put his hand to the plow, and looking back, is fit for the kingdom of God."

In the book of Acts all of the teachings of Jesus culminates into the day of Pentecost at which time those that dwelled in the upper room were filled with the Holy Spirit. After they were filled with the Holy Spirit people watching were astonished and wanted to know what was going on. This is when Peter began to preach to them, one of the most elegant and profound sermons in the Bible. Peter preached to them and instructed them to follow the teachings of Jesus, Acts 2:37 - 41, to receive the gift of the Holy Ghost as they had witnessed all of the disciples of Jesus obtain on the day of Pentecost.

Acts Chapter 2 verses 37 - 41

37: Now when they heard this, they were pricked in their heart, and said unto Peter and to the rest of the apostles, Men and brethren, what shall we do?

38: Then Peter said unto them, Repent, and be baptized every one of you in the name of Jesus Christ for the remission of sins, and ye shall receive the gift of the Holy Ghost.

39: For the promise is unto you, and to your children, and to all that are afar off, even as many as the Lord our God shall call.

40: And with many other words did he testify and exhort, saying, Save yourselves from this untoward generation.

41: Then they that gladly received his word were baptized: and the same day there were added unto them about three thousand souls.

Conclusion

By no means is this article a complete analysis of the kingdom of God, hopefully, it is enough to stimulate the mind to study the word of God for yourselves. This article is simply my understanding of the kingdom of God.

It is my belief and understanding based on reading the Bible, philosophy books, psychology books and social science books that us human beings are made up of a combination of physical body, mental mind, and spiritual soul. Based on these reference materials, the Bible is the most clear to me regarding the spirit humans' posses.

The human spirit was created by God to return to God through allowing God's Holy Spirit to dwell in us. Only through willingly allowing God's Holy Spirit within us shall we achieve making a successful journey to the kingdom of God. I don't believe the kingdom of God to be a place made by man, but rather a spiritual place where all of God's children are welcome to abide forever. This by no means is automatic. There is a choice that every human being must make to determine if they will be in the kingdom of God; that choice is whether or not to willingly allow and accept God's Holy Spirit to dwell in them and be the controlling spirit in them. It does not mean a person will be perfect, it simply means a person will allow God's spirit to lead and guide them into all truth and righteousness: Read in your Bible the book of John chapter 4 verses 23 - 24. "But the hour cometh, and now is, when the true worshippers shall worship the Father in spirit and in truth: for the Father seeketh such to worship Him. God is a Spirit: and they that worship Him must worship Him in spirit and in truth."

Do you believe in the one true God? Do you worship God? Do you worship God in spirit and in truth? Do you want to be in the kingdom of God? I would like to hear your response to this article? So many people believe they are doing things to usher in the kingdom of God, but they forget the scriptures. What do you think? Don't be deceived.

What is the Kingdom of God?

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Christmas Sales 7 Pieces Caprice Black and White Hotel Comforter Bed-in-a-bag Set California-cal King Size Bedding 201

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Christmas Sales 7 Pieces Caprice Black and White Hotel Comforter Bed-in-a-bag Set California-cal King Size Bedding Feature

7 pc Bedding Ensembles. (Comforter,2 Shams, 2Cushion, 1 Neck roll, and Bed Skirt)
1Pc Comforter 104" x 92". 1pc Bed Skirt 72" x 84" + 14".
2 Cushion (18" x 18"). 1 Neck roll (7" x 18"). 2 shams 20" x 36".
Fabric Content: 100 % Polyester. Thread count: 300
Care Instruction: Machine wash gentle cycle with cold water. (Sun dry or low tumble dry)

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Contemporary Bedroom Furniture - A Perfect Way to Use Feng Shui

Creating your new modern bedroom look with Feng Shui is more than just bringing in a couple of pieces of contemporary bedroom furniture.

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With Feng Shui there is an order to the way things should be done.

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First you should assess the bedroom you are working with. Get to know the space, where the sun will come in, and all aspects of the room you are working with.

The first thing to be placed in the bedroom is the bed. Since this is contemporary bedroom furniture we are talking about, it would make sense that the bed is the most important part of the equation. After all, the whole purpose of the bedroom is to give you a comfortable room in which to sleep and relax. The main part of that is the bed.

First, note the size of your bed in comparison with the rest of the room. If you have a California king in a moderate sized bedroom, it's going to be too much. Your bed should take up 30% or less of the overall bedroom space.

Next, space your bed where you can get into it from both sides. This allows energy and oxygen to flow and not hit up against a wall.

If you have a headboard, make sure you are not putting it in front of a window. If you are blocking a window you are not only covering a possible escape from your home in an emergency, but you are keeping the healing rays of the sun out of your bedroom as well.

When it comes to the bedding to use, there are not too many requirements other than you should make sure it is something that makes you feels comfortable and ready to relax. For some people it's bedding with bold and beautiful colors. For others, it's muted tones. You may also want to consider layering blankets, sheets and comforters so you can always create a perfectly comfortable environment to sleep in.

Don't send the sun away. While you may not want the suns rays streaming in when you are trying to sleep, there is nothing better than having the healing energy of natural light in the bedroom the rest of the time. Make sure your contemporary bedroom furniture items don't block the windows in your bedroom and keep the sun from being able to get in. If you have to sleep during the day, and have a temptation to completely block the windows, to avoid the threat of a sunray in the face while you are trying to rest, consider black-out blinds or extra curtains. These can block out the light when you need them to, but will still allow you to open them up and allow your room to be flooded by the sun when you're awake.

For the rest of your contemporary bedroom furniture you should make sure it fills the room, not leaving vacant wall or floor space, but does not clutter the room. You want to make your room look complete, with bookshelves, dressers, tables, plants and other furnishings, but you need to make sure that everything has it's space and makes the room look complete, not overrun with furniture. While you want to avoid vacant spaces in the room, you can do this with smaller items such as baskets, plants and chairs.

Contemporary Bedroom Furniture - A Perfect Way to Use Feng Shui

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Rose Muerta Joshua Tree Home

Sitting alone in the isolated desert Rose Muerta resembles a burnt out abandoned home waiting to be discovered and used as the intruders wish. Futuristic architect Robert Stone recently completed his brand-new, open-air structure to give kids of all ages a place to play again. This unique blend of structure and open space expands the minds of all who come. No longer do the walls and ceilings of restrictive architecture bind the person. This structure breaks the rules and allows people to set their own boundaries. They can stay in the safe confines of the custom-made concrete blocks and intricate wrought iron work or they can flow through the open design to the horizons of the desert itself.

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Approaching, one sees the pavilion rising slightly above the sandy desert. It is black. It is very black and looks unfinished, uncompleted. Forming the walls of the sunken living room are a combination of iron and concrete with more air than material, allowing the room to be endless. The low roof drapes itself around the building offering shade and shelter, leaving an open space in the center to view the star-studded night sky. Chrome columns partly clad in black rope offer support and a feeling of floating in mid-air. The ceiling is lined with mirrors reflecting the desert overhead, creating the feeling of being surrounded by sand and space.

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The name Rosa Muerta means dead rose in Spanish. A thousand intricate and realistic black roses adorn this structure, created by the architect Robert Stone. Custom-designed and totally hand built by artist and architect Robert Stone, Rosa Muerta is a statement to man's right to be individual, to do things differently and to create unique visions.

The blocks are stained black. Black is the only color; it is in the concrete floor, the walls, the ceiling, the roof, the appliances in the kitchen, the bathroom fixtures and the king sized bed, bedding and towels. This black backdrop allows people to bring their own colors and light into this space and their lives. This is a blank slate ready for whoever ventures here to design and use as they choose. Built as the ultimate party house in the Joshua Tree area, this is available for rent.

The gorgeous concrete benches in the sunken living room are designed to allow the visitor to view the natural landscape surrounding the building at ground level, creating a different perspective of desert surroundings. An oversized 7' X 10' spa under a huge heart-shaped open-air window offers all-over body relaxing in warm caressing water, the fire pit heats up cool evenings or toasted marshmallows and the handy BBQ is there for large parties, all in this unique living room. A fully functional kitchen includes a range, frig and microwave. The bathroom has a black glass sink, black faucets and large shower. This has all the comforts of a restful homey evening or an elegant outdoor camping adventure.

The open air shower allows the user to bask in the freedom of nature and still be totally enclosed in privacy. The king sized bed rests in a mysterious cave and is covered by the partial roof with great sky views on both sides; this is the next best thing to a retractable ceiling. Located on a very private two and half acre paradise, these visitors have privacy to party hardy or enjoy a quiet people-less retreat. This experience is especially designed to take the visitor into a different dimension, away from all the concerns and demands everyday life into the realm of fantasy and play.

Best of all, this is located only 141 miles from Los Angeles and 10 miles from Joshua Tree National Park, a 479,000 acre park featuring the unusual Joshua Trees. It is easy to get to, fun to enjoy and hard to leave.

Robert Stone built this wonder by himself over three years. This structure was meticulously designed to be a nail less construction held together by stainless steel pins and rope connections. Robert Stone, using skills he learned from his contractor father, installed the frame, metal and blocks, the unique appearing-to-float roof, the sunken concrete and marble flooring, benches as well as the mechanical aspects like plumbing and electrical. Other unique aspects include the bold use of the solar absorption and thermal mass to heat this open-air building in the cooler season and using the shading, openness and breezes to cool during the warm season. This is the desert, where temperatures range from 30 degrees in the winter to over 110 degrees in the summer.

People flock here to create their own adventures; this structure only provides the space. This is different, this is unique, this is the chance to "reframe and recreate your world" as the owner, Robert Stone, so proudly proclaims.

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What's the Best Bed Base For a Memory Foam Mattress?

So you finally have your luxurious memory foam mattress, 700 thread count sheets, goose down pillows, and new bedside tables boasting the charm of your classic Tiffany lamps. You're ready to set it all up and jump in, but you forgot the bed base! Before you opt for your old box spring, there are a few things you should know about providing the proper support for your new mattress.

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Though they seem perfect, box springs are not designed for memory foam mattresses.

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Most spring mattresses are sold as sets which include the mattress, box spring and adjustable bed base. The bed base adjusts to the proper bed size (double, queen, etc.) and elevates the bed off the floor to a desired height. The box spring rests on top of the bed base, and the mattress is placed on top, completing the package.

Box springs are constructed using a basic wooden frame structure. Springs are assembled in a grid which is mounted to the wooden frame. A layer of cotton padding is placed over top of the springs, and the entire structure is then upholstered using strong synthetic fabrics to create the finished product. They add more comfort and motion absorption to a spring mattress, and also provide support so the mattress doesn't sag in the middle.

So why can't I use this for my memory foam mattress?

There are several main reasons not to use one for your memory foam mattress.

Memory foam is much heavier than spring and requires full support underneath the mattress Unlike spring mattresses, memory foam mattresses do not have an internal structure and are more likely to sag in the middle if used on an insufficient base The strongest areas of a box spring are around the edges. Memory foam mattresses require full and evenly distributed support.

So what's the best solution?

It's pretty simple. You need something sturdy and strong enough to hold the mattress's weight (a king size can weigh up to 140lbs). It needs to be properly constructed to support the mattress and keep it completely flat, avoiding areas where it could sag.

A bed frame with wooden slats. Strong, wide slats are best (ie. Eight to ten 2x6" plywood slats evenly placed along the base) Aluminum welded frames are uncommon and difficult to ship, but are very sturdy For larger beds (queen or king), consider adding a 5th leg to the centre of the bed to add extra support

What's the Best Bed Base For a Memory Foam Mattress?

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King Comforter Set Styles - More Than Just One Thickness and Design

A king comforter set often will contain a sheets set containing a flat sheet, a fitted sheet and pillow cases to match, a king size comforter with bed skirt and often pillow shams and pillows.

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When you hear the words king comforter set, it refers to two possible types of bedding sets.

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Firstly there is California king, standard king, and eastern king sets. The standard king and the eastern king refer to the same size bedding, but are just called different names by different people. The differences between the standard king (and eastern king) and the California kink is in the size of mattresses they are made for. The standard king mattress is 76 in. wide by 80 in. long, is shorter and also wider than the California king which is 72 in. wide by 84 in. long.

The materials used for the king comforter set vary quite a bit. Satin, denim and wool are frequently used in the making of the comforters, also the pillow cases, the bed skirts, and the shams. Down gives a comforter a very soft feel, although some people may be allergic to the feathers that they are made from. Cotton and damask are also frequently used. There are a large number of choices here and, as usual, as the quality raise, so will the price rise also.

Another choice to consider with a king comforter set is the design. You can get bedding to blend with the particular décor of your room, or you may want a design of your favorite sports team, it is all possible somewhere, but you will have to locate it at a specialty store. The fabric designs are quite varied and include the ever popular stripes, themed prints, solid colors, animal prints and also floral.

The price of the comforter varies with the fabric and the luxurious nature of the bedding. The important thing to realize is the comforter set should be regarded as an investment towards the quality of sleep you will be getting. We spend about one third of our lives in sleep, and the quality of that sleep is partly determined by the quality of the bedding we use. The right pillows, sheets, comforter, play a big role in your sleep's quality. The key is to always purchase a slightly pricier comforter than you may afford because you will receive many times greater value in your sleep's quality.

King comforter set is not only for the cold winter months. Also available are lighter weight set that are specifically made for warmer months, and they are not only lighter but also cooler. They are available where beddings are sold. Since they will only be used during the warmer months, it would be wise to purchase a bag to store them in when not being used. Storing them in this way will prevent them from getting musty.

When purchasing a king comforter set, you would already have considered and chosen the king size, but the other factors of, fabrics, price, design and seasonal use of the set also have to be considered. Choose wisely because you have the opportunity of making the choices that may transform your bedroom into a den of comfort and luxury is that is what you are looking for.

King Comforter Set Styles - More Than Just One Thickness and Design

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Medicare & Medicaid Doctor Directory - How to Find Doctors Who Accept Medicare and Medicaid

If you are receiving Medicare and/or Medicaid, it can often be difficult to find a doctor, be it a general practitioner or specialist, who will accept your insurance. Unfortunately the payment schedules set up by the government have resulted in many doctors opting out of the system because they simply cannot afford the substantially lower payments for Medicaid/Medicare services as well as afford to pay for the substantially greater paperwork involved in taking such patients.

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Sadly, government has had a tendency to reduce reimbursement payments, not increase them, and do not seem to be interested in covering the actual cost of providing services.

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Not only that, but private insurers are not longer willing to "subsidize" public patients by paying higher rates, so doctors cannot shift the ever-increasing costs to them.

As a result, at a time when more and more doctors are opting out of the system, those doctors who still take Medicare and Medicaid patients generally limit the number they will serve, so finding a doctor who will take your Medicare or Medicaid insurance is not as easy as simply opening the phone book and making a phone call. Indeed, it probably will take some real time and effort on your part.

There is not, and never has been, any requirement that doctors treat patients insured by Medicare or Medicaid. Therefore, people with Medicare or Medicaid are increasingly turning to federally funded clinics, or even to emergency rooms that cannot, by law, turn them away. Sadly, using emergency rooms for non-emergency health care is unbelievably expensive, making the lower reimbursement Medicare/Medicaid rates not financially wise in the long run.

So, how do you find a doctor that will take new Medicare/Medicaid patients?

Well, first of all, do not expect to find a doctor or, should you find one or a clinic taking Medicare/Medicaid patients, do not plan on getting an appointment quickly. Sadly, that will not happen very often. Indeed, if you need quick care, the emergency room is likely to be your only recourse.

To track down Medicare/Medicaid providers, you can contact your local health department or social service agencies to find out more information and there are a number of Medicare and Medicaid doctor directories online. While they cannot guarantee you an appointment, they do have access to information about current providers.

You can also go to the Medicare website at Medicare.gov or call them at 800-633-4227 (TTY 877-486-2048) to find Medicare providers in your area, although there is no guarantee they will be accepting new patients. It is worth a try, though.

Also, managed care is probably a better bet than private practice. HMOs organized by private insurers have a practical interest in having HMO doctors taking government-insured patients, while Prepaid Health Plans (PHPs) are generally run by hospitals or medical schools, and often only accept Medicaid patients.

Medicare & Medicaid Doctor Directory - How to Find Doctors Who Accept Medicare and Medicaid

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Surviving a Divorce Financially

In most marriages that are headed towards divorce, there are usually warnings that both people recognise. These serve as early warnings and can help prepare them for what's to come. At other times one spouse may come out of the blue with their announcement of divorce wishes. Whether it is a process that is planned ahead of time by both parties, or it is an unexpected event, here are some key points to think about when going through a divorce:

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Really think it over. In today's society when more than half of all marriages end in divorce it's easy to think of it as a quick fix. But it's a painful process to go through and not to be considered lightly. See if you can work things out through counseling or talking it over.

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Don't get emotional about finances. Some couples try to get one over on the other during a divorce, either through getting money from the other person or keeping more property. All this does is rack up more legal fees that take away from retirement plans and scholarship funds.

Make a list of assets and liabilities. Get really detailed about how has what and who owes what. It will make things easier during the proceedings when you don't have to squabble about a detail that was overlooked.

Learn about legal and financial issues. There are many different legal matters that come with a divorce, as well as financial ones that will effect you directly. Be sure to know where you stand at all times.

Get advice. Seek out help carefully. Many people will try to offer their advice from a seemingly similar situation, but no two divorces are exactly alike. You should seek out professional advice in the separate areas of the legal, tax, and financial aspects of getting divorced. Don't rely on your divorce attorney for tax or financial advice, as they might not know any more than you. Also remember that it is not mandatory to get a lawyer when you get divorced.

Check your spending. With your new life you may find that you have more or less income left over after meeting basic expenses. Either way you'll want to put a hiatus on any big spending during the divorce until you can get a handle on your new cash flow situation.

Check your insurance. Make any necessary changes and if you were covered under your spouses insurance you'll want to get your own coverage. You'll also want to update your will.

Step up your retirement plan. It is likely that your long term plans have changed, along with your income and expenses. It's time to come up with a new retirement plan that reflects these changes. Perhaps you'll find that you need less money to retire now that you'll be single again. This might be balanced by a lower disposable income though, so be sure to run all the numbers.

Surviving a Divorce Financially

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A Guide to King Size Beds and Mattresses

With several different names to indicate the variations in size, choosing between the many king size beds and mattresses on the market today is often considered by many to be a rather daunting task. Although, by simply learning of the different types first, and what you should be looking for before even shopping for a new mattress, you will be better able to make sense of the myriad of choices of king sized mattresses available.

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Choosing the Best King Size Mattresses

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Choosing the best king size mattress for you is first and foremost purely a matter of personal preference, as everyone's comfort level and needs are different. Always consider your own individual needs in terms of both space and support, regardless if one brand is recommended over another.

If length is of more concern as opposed to width, the Western, or California king size mattress would be the best choice as they are ideal for people who are over six feet tall. But, if width is more important than the actual length of the mattress, opt for the Standard, or Eastern king size mattress that is four inches wider than the former, but also four inches shorter.

Remember that partners should always shop for mattresses together, especially when it comes to the king size variety where there are a few different types to choose from. Also, when shopping in a mattress store, be sure to lie down on the mattresses you are considering to see if it feels right to you, whether or not it offers the type of support you are looking for, as well as enough room for the two of you to sleep comfortably. If you are looking for used king size mattress, you may try searching in online mattress stores or auction sites like ebay.

Different Types of King Size Mattresses

Air Mattresses: Today, air mattresses encompass a wide variety of unique types, including the portable and easy to store air mattress, as well as the more complicated models that feature pockets of air within the mattresses' chambers in place of the usual metal coils.

Futon Mattresses: Mattresses for futons are, in general, relatively thin, unless they are purchased separately, where one can then decide on the thickness and type of materials they are most comfortable with.

Latex Mattresses: Latex mattresses are a popular choice although they are a bit more expensive than their traditional counterparts. Latex conforms to the body, making it possible to alleviate pressure on the back, neck and legs, and is also a material that is ideal for allergy sufferers as it is hypoallergenic and resistant to dust mites.

Memory Foam: Memory foam mattresses utilize a technology known as visco-elastic foam that has the ability to retain its shape over time while providing continual comfort by relieving pressure. The materials used to create memory foam king size mattresses are also heat sensitive, allowing the body to better regulate its temperature while molding to its exact, precise shape.

What is the Size of a King Size Mattress?

The measurement of a king size mattress is as follows:

North American Sizes

- Standard, or Eastern King Mattress: 76" wide x 80" long

- Western, or California King Mattress: 72" wide x 84" long

European Sizes

- King Mattress: 150 cm wide x 200 cm long (60" x 79")

- Super King Mattress: 180 cm wide x 200 cm long (71" x 79")

A Guide to King Size Beds and Mattresses

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Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding

Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding 2011 Deals

Dec 07, 2011 09:57:35

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Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding Feature

8 pc Bedding Ensembles. (Comforter, Shams, 3 Cushion, and Bed Skirt)
1 Comforter 104"x92".1 Bed Skirt 72"x84"x14"drop.2 sham 20"x36"+2".
1 Cushion (18"x18"). 2 Neck roll (8"x18"). 1 Breakfast Pillow 12"x18".
Fabric Content: 100 % Polyester. Thread count: 300 . Made By: Chezmoi Collection
Care Instruction: Machine wash gentle cycle with cold water. (Sun dry or low tumble dry)

Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding Overview

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Thomasville Bedspreads

Thomasville Home Furnishings is often referred to as one of the top manufacturers in the bedding industry. Their division of bedding ensembles is no different. Thomasville ensembles are made with superior materials and exquisite detail. The quality design and build of their products make Thomasville bedding an investment which will last.

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If you are looking to decorate your bedroom for the first time then you have certainly come across many companies which offer bedding ensembles. A bedding ensemble is a term which refers to a complete set of individual bedding items sold as a package. An ensemble usually consists of a comforter, sheet set, pillow shams and a bedskirt. This is a good choice for a complete remodeling or a new home. However you may want to consider buying the pieces separately, or mixing and matching the best parts of individual ensembles. Maybe an ensemble is too large of an investment for you, or perhaps you simply want a nice bedspread and don't have interest in a complete matching bedding set. Thomasville makes this easy for you as they offer all of their products individually as well as in a set. Buy their products together or create your own unique ensemble by choosing individual items a la carte.

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Thomasville bedspreads are elegant and enchanting. The bedspreads are available in all of the popular designs, including tropical, contemporary, Southwestern and more. A complete array of sizes is available as well from twin to California king. See the sizing chart at the end of the article for exact sizing of Thomasville bedspreads.

Thomasville's individual offerings are not limited to bedspreads. All of their items are available for purchase individually so that you can dress your bedroom how you want. Buy a Melrose bedspread and mix it with sheets from the Guest cabin collection with pillow shams from another ensemble. Thomasville makes it simple to let your imagination go and design the bedroom of your dreams.

Thomasville can not alter specific items, however they offer all of their fabrics by the yard so that you can use it for anything you wish. Upholster furniture in your bedroom to match your bedding, make a lampshade, accent blanket or customize your window treatments. Thomasville allows a unique experience when decorating your bedroom which can't be found in other manufacturers.

Thomasville has worked hard to separate itself from other manufacturers. Thomasville's unique attention to customer needs and the quality of their products is what has made them an industry leader.

Thomasville Bedspread Sizing:
Twin 81" X 110"
Full 96" X 110"
Queen 102" X 118"
King 120" X 118"
Cal. King 114" X 118"

Thomasville Bedspreads

California King Bedding

Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding 2011 Deals

Dec 06, 2011 13:33:44

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Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding Feature

8 pc Bedding Ensembles. (Comforter, Shams, 3 Cushion, and Bed Skirt)
1 Comforter 104"x92".1 Bed Skirt 72"x84"x14"drop.2 sham 20"x36"+2".
1 Cushion (18"x18"). 2 Neck roll (8"x18"). 1 Breakfast Pillow 12"x18".
Fabric Content: 100 % Polyester. Thread count: 300 . Made By: Chezmoi Collection
Care Instruction: Machine wash gentle cycle with cold water. (Sun dry or low tumble dry)

Cyber Monday Chezmoi Collection 7pc Black & White Micro Fur Zebra with Giraffe Design Comforter 104"x92" Bed-in-a-bag Set California/cal King Size Bedding Overview

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Slumber Rest Heated Mattress Pad

There are many different brands of heated mattress pads all over the market with different features and sizes. The Slumber Rest heated mattress pad is known to have a good performance as heated mattress pad.

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They have all the different right sizes and when it regards to wire, there is no problem since you cannot feel the wire inside and heat up your bed in just 10 minutes that if you turn it on time. So one should be aware that heating a big bed like queen, king or California king size take a minutes to heat it.

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If ever you want your mattress to heat in just a minute, then try covering it with a blanket during pre heating for sure it will heat your mattress. The reason why you have to cover it with the blanket is to trap the heat inside your mattress.

This Slumber Rest heated mattress pad have an easy tune of on and off so you need to put it farther from your bed in order not to turn it off while you were sleeping. This kind of heated mattress pad is made of 140 threads count cotton and polyester quilting to feel softer and comfortable so you can have a good sleep without feeling discomfort.

Slumber Rest heated mattress pad has 10 warming settings to provide personalized comfort and with a preheat features to warm up cold sheets or mattress before bedtime. It also has 10 hours auto shut off with ambient temperature control.

You can wash it on machine and dry and it has a thermo fine warming system senses and adjusts to consistent warm where you can save your electric bills. When regards to warranty, it has 5 years warranty.

Here are some tips on how to buy the best Slumber Rest heated pad at the best price:

First, try to think or know the size of your bed before shopping for the Slumber Rest heated mattress pad. When shopping around, choose the best feature of Slumber Rest heated mattress pad of your needs and be sure you cannot feel the wire while you sleep on. The wiring is very important. It should be detachable from your pad if possible and is machine washable and dry too. The material use for the Slumber Rest mattress pad must be durable, soft and comfortable to sleep on. It should have more power level setting so you can heat the mattress at your desired temperature. Must have an auto off after 10 hours or so and have a quick warm up setting as well. If you choose the queen, king or California king size, be sure to have dual power control for each side of the bed.

Remember that you buy because you need it and to purchase it in cheaper price, try to purchase it before winter season comes for sure you will get it in cheaper price. Never buy a Slumber Rest heated pad without documentation of specification that it's a machine washable and dry.

Slumber Rest Heated Mattress Pad

California King Bedding

Cyber Monday Cotton Top California King Mattress Pad 2011 Deals

Dec 05, 2011 17:14:12

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Cyber Monday Cotton Top California King Mattress Pad Feature

100% Cotton Top
4.0 Ounces Polyester Fill Per Square Yard
100% Polyester Fiberfill
Pad Fits Mattresses 4 to 15-Inches
Manufactured in USA

Cyber Monday Cotton Top California King Mattress Pad Overview

Cotton top mattress pad featuring Expand-a-grip skirt, fits mattresses up to 15 inches

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Mattress Buying - Tips on How to Shop

Still sleeping on an old, sagging mattress because you absolutely dread the idea of shopping for a new mattress? Fear no more! This piece will give some mattress buying tips that will ease your worries and equip you with the knowledge you need to buy the most important piece of furniture in your home.

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Comparison Shopping
First, when shopping for a new mattress it is important to shop by value, not by price. A good quality mattress will have thicker coils, more padding and inevitably a higher price tag. However, mattress retailers often have sales and promotions that offer quality name brand mattresses for as much 50% off. Therefore, it is important to comparison shop to make sure you're getting the biggest bang for your buck.

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Another way to save money on purchasing a new mattress is to buy online. Usually, online mattress retailers sell the same or similar mattresses for less than you'll find in a brick and mortar store because online retailers don't have to pay for store space and sales staff. The money they save in overhead expenses is thereby passed on to the consumer. In addition, some online retailers offer free shipping in the United States and no sales tax to all states except for the one the company is registered in. You'll save hundreds of dollars from free delivery and no sales tax alone!

Features to Look for in a Good Mattress
When shopping for a new mattress there are several features that a good quality mattress will have. The features you'll want to pay close attention to are: comfort layers, support, and durability.

First, mattress padding on the top and in the middle of a mattress are a sign of good, quality components. Years ago it was thought that the harder the mattress the better, but studies show that you'll sleep better when your mattress has some degree of concavity and cradles your body. Mattress padding creates soft comfort layers from luxurious materials that cradle your body and offer a better feel.

Next, you'll want to take notice of the coil count and wire gauge of the mattress set. The more coils a mattress has - the better the quality of mattress it will be. However, the highest number of coils doesn't mean that the mattress is the best one for you. The gauge of coil indicates how soft or firm a mattress is, the lower the gauge of the coil, the stiffer or firmer the mattress is. The coil unit of the mattress provides back support, so you'll want to purchase a mattress that allows your spine to align in its natural curve. You'll want to pay attention to your shoulders, hips, and lower back. Too much support in these areas can create uncomfortable pressure.

Finally, the quality of the materials used and the workmanship of the mattress and foundation directly affect the durability of the product. If you want your new mattress set to last as long possible then follow these tips:

- Buy the highest quality mattress set that you can afford.

- Use the matching boxspring/foundation. Manufacturers make both the mattress and the boxspring to work together. Putting a new mattress on an old, worn out boxspring will compromise the performance of the mattress significantly.

- Use the appropriate frame required for your mattress size. Please note that queen size models require a frame with a center support rail and leg that extends to the floor. King size models require a center support rail with two legs that extend to the floor.

- Most mattresses are backed by a manufacturer's warranty. A good quality mattress will have at least a ten year warranty. However, the length of your warranty should not determine how long you keep your mattress. Your warranty protects you from poor workmanship and defects, not gradual loss of comfort or support. Your warranty may be good for ten years, however, it is possible that you may have to replace your mattress after just seven years.

Mattress shopping does not have to be a frightening experience. Please feel free to use these tips to find out what type of mattress is the best fit for you. Remember, shop for the best value and then buy the best mattress that you can afford. If you shop online, you may save some headache and plenty of money while you're at it.... good luck!

Mattress Buying - Tips on How to Shop

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Cyber Monday Natural Comfort Soft and Luxurious 300TC Sateen White Down Alternative Duvet Insert, Cal-king 2011 Deals

Dec 04, 2011 20:55:34

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Cyber Monday Natural Comfort Soft and Luxurious 300TC Sateen White Down Alternative Duvet Insert, Cal-king Feature

100-percent combed cotton ticking
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Hypoallergenic
Lofty all-weather weight
Oversize available

Cyber Monday Natural Comfort Soft and Luxurious 300TC Sateen White Down Alternative Duvet Insert, Cal-king Overview

Cover yourself In Something Soft and Luxurious. 100-Percent Combed Cotton Ticking,100-Percent Poly Cluster Fiber Fill Down Alternative; Oversize Cal-King - 104-Inch by 98-Inch (89-Ounce);Oversize King - 108-Inch by 94-Inch (89-Ounce); King - 102-Inch by 90-Inch (76-Ounce);Oversize Queen - 92-Inch by 94-Inch (70-Ounce); Queen - 86-Inch by 90-Inch (66-Ounce);Full - 82-Inch by 86-Inch (61-Ounce);Twin - 64-Inch by 86-Inch (52-Ounce).

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Finding the Best Investment Firms

Finding the right investment firm can be a daunting task in today's day and age. There are so many different firms of varying size and specialty that it can be hard to focus in on the one that is right for you. You should use this guide as to help navigate through the process of finding an investment firm that's right for you. There are key factors that you'll want to consider when making your decision. Overlooking them can be costly, and can greatly effect whether you reach your investment goals or not.

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Great Value - No matter what size firm you go with you'll want to make sure that you get good value for your money. The investment products that you select should be the best the industry has to offer. Value is measured as a combination of cost and performance. If your investments are doing well and don't cost much for you to access them, then you'll probably stick with the firm that is offering it. If you have a stock that is doing quite well but costs too much for you to be involved in, then it doesn't make sense. Likewise if you have fees that don't cost very much but the stocks don't do well, it won't be a good match.

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Earnest Employees - Don't go with a firm whose employees work on commission. This will lead to them steering you into the investment vehicles that net them the greatest amount in income. It only makes sense. No matter how good a person is, and how much they care about their job and want to offer you the best product and see you make money, when they are enticed to sell you certain products to increase their paycheck, you will not come out on top. You won't get proper investment advice, instead you'll just get something akin to a sales pitch.

No Load Companies Offering Mutual Funds - These mutual funds don't charge a commission when you invest in them. This means that everything you contribute to the fund is working on making you more money. In general mutual funds are a great way for the novice investor to get started. Not having to worry about paying commission or fees when starting up with an investment makes them even more attractive.

Discount Brokers - In 1975 the SEC made it so investment firms could charge whatever fees they felt were fair. With this deregulation, competition increased and more options and better service became available to investors. The products that discount brokers offer are not any better or worse than in regular firms, they just will do it for less expense. They will also give you better investment advice because they are not as interested in making a giant profit off of your investments.

Finding the Best Investment Firms

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Cyber Monday Lush Decor Abigail 8-Piece Comforter Set, California King 2011 Deals

Dec 04, 2011 00:33:41

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Cyber Monday Lush Decor Abigail 8-Piece Comforter Set, California King Feature

8-Piece set includes: One comforter, one bedskirt, two shams, two euro shams, and two dec pillows: 12-inch by 18 and 17-inch by 17-inch
Faux Silk
Pink tucking Detail
Scroll Embroidery
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Cyber Monday Lush Decor Abigail 8-Piece Comforter Set, California King Overview

Simple elegance. Reinvent your bedroom decor with this Abigail comforter set. In blue/multi. Abstract scroll embroidery lends vintage charm. Pintuck details and tufted accents add a sophisticated look. Matching bedskirt and throw pillows provide finishing touches. Silky fabric ensures absolute comfort. Details: 8-piece set. Set includes: comforter, 2 shams, 2 Euro shams, bedskirt, oblong pillow and square pillow. Oblong pillow: 12-inch by 18-inch. Square pillow: 17-inch by 17-inch. Polyester Comforter/bedskirt/shams: dry clean. Pillows: spot clean. Certain promotions and price discounts may not apply to online-exclusive items. Hide information Everything you want to know about comforters is here.

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Courier Service Business Price Lists - How to Develop a Price List Your Bank Account Can Live With

Developing a Price List for your Courier Business is more than critical, it should be ready before your business cards. So, when you are 1st getting into the market as a new business, what's the plan? How much can I charge and still get the business? Is it enough to make a profit and can I grow the business on that profit margin or just survive? Let's take a look at some ideas.

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Know your Market. You first need to take a look at the competition. What are their base prices for local deliveries and what do they charge per mile for a delivery? Do they have different pricing for Small Vehicles and Vans? (Trucks are a different pricing structure entirely) Do they charge for Attempts? Do they charge for Wait Time? Do they charge for weight and number of packages? What about additional stops on the same run? Are they including fuel surcharges, after hours surcharges, etc. to their bills and do they add a late fee to their past due invoices? Do some good detective work and get a copy of their price sheets if at all possible.

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Base price: This is the price you charge for a delivery usually within a 25 mile radius of your base location. You may go 1 mile or the full 25 miles but the charge is the same. Many companies simply use the base charge as their home base City and use a flat rate for the entire City (depending on the size, of course.) This is an important price, however, because often times more than 50% of your business will be done here. If you under price or over-price this "You Lose".

Charge per Mile: This one has some bumps in it. Your per mile charge must be competitive and reflect the market you are working in. Some areas get more per mile and some less. It depends on where you live. At the date of this writing, I see per mile charges of from .35-.25 per mile in various areas. What you have to decide is what price your customer can live with, while allowing you to make a living, keep up the maintenance and pay for the gas. If you pick the wrong number "You Lose".

Surcharges: There are many different types of surcharges. The most common are Fuel surcharges, After Hours surcharges, Additional Man, Equipment, Airport, Holiday, and more.

The Fuel surcharge is one of the more important ones in today's environment. It is there in order to allow your per mile rate to remain stable while being able to adjust for the rising cost of fuel. At this time the average fuel surcharge is 15%-22%, depending on your market. That is the percentage you add to the base total of each delivery.

Next is the After Hours surcharge. It is common for a company to increase their charges by a percentage or a flat additional fee after regular business hours as in after 6PM through 6AM.

How about Holiday surcharges? The best way to determine what holidays is to use the schedule of the largest Courier Company in the World FedX. If they are not running, then you charge a Holiday surcharge. Get a schedule from FedX and list those Holiday dates on your price list/sheet. The amount is generally a flat rate often or more.

Airport surcharges: As a time-critical courier, often times you will be going to the airport to pickup or deliver. The airport can be a bottomless pot hole that drivers get lost in. The plane is delayed, the lines are long, the agent isn't there, the forms need to filled out properly, all of which takes extra time and effort. Therefore, you add a flat additional fee to your base price, every time you go the the airport. Often that will be - depending on your situation.

Past Due Fees: Many companies feel that if they charge a late fee for payments, they will lose their customer. I can't deny that this may happen, but better they leave you owing 0 than ,000. It has happened to me with some of the best, so do what all their other vendors do, charge them if they are late, whether that is 30, 45 or 60 days, you have decide what your terms will be.

Attempts: On occasion, you will arrive to pickup a package and it won't be ready or you will go to deliver a package and no you will be able to sign for it and receive it. That is an attempt. It takes you as long to do that as it does to actually finish the job, so you charge a fee for your time and effort. Most companies charge from 50% to 100% of the original price for an attempt. Do not do your customers any favors here unless you feel you must. Your time must equate to $$$$ too.

Additional Man/Equipment surcharges: For some deliveries, you may need some special equipment, such as furniture blankets, special hand trucks, straps or lifts. These all come at a price to you and you must pass that on to your customer. The amounts to charge here vary far to much for me to add any advise but cover your cost and add a percentage of profit to it. Also, on some occasions, you may need to send an extra man to help with a load. When you do, develop a reasonable hourly rate and start the clock from the time he gets in the vehicle until the job is done and he returns.

Weight and Number of Packages: When you charge flat rates, you must assume that there is a weight limit on that rate before you add to the charge. Also, the same applies to the number of packages. So in your price list/sheet, tell the customer what that limit is. For example, this price good for the 1st 200 lbs. Over that .?? per pound additional. Or the same with the number of packages. this price good for the 1st 3 packages, after that $??.?? per package additional.

Additional Stops: When you pickup several packages at the same location to deliver for the same customer, they usually expect a break in the price. Now this applies only if it is within the same city or 25 mile radius area, for example. It's common to charge 50% for the additional deliveries. If those deliveries are in other areas, then it is at full rate.

Wait Time: Deliveries don't always go like clockwork. Their are times that a package isn't ready when you arrive, their are times you must wait for someone to sign or can't find the person to sign. That's when Wait Time kicks in. Usually, you allow the customer 15 minutes per location to affect the pickup or delivery. After that you charge per minute Wait Time. That fee is usually from - per hour broken down into minutes.

Van Pricing: All I will say at this point is that all of the above, although meant to address small vehicles such as cars and small trucks, also applies to Vans. Except, the base charge, mileage charges and several other surcharges need to be adjusted due to the increased cost of operation.

Keep your Price List updated at all times. Make it look neat and professional. Have it ready to hand out OFTEN! Make sure it is easy to read and gives the customers what he needs to pick you as his Courier Service.

All of these surcharges must be listed on your price list/sheet and the customer must be fully aware of the charges. NO SURPRISES or "You Lose".

Make your Courier Service Business the one that will dominate your market.

Courier Service Business Price Lists - How to Develop a Price List Your Bank Account Can Live With

California King Bedding

Cyber Monday 7 Pieces Luxury Brown, Cream Beige with Floral Linen Comforter Set / Bed-in-a-bag California-cal King Size Bedding 2011 Deals

Dec 03, 2011 04:14:16

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Cyber Monday 7 Pieces Luxury Brown, Cream Beige with Floral Linen Comforter Set / Bed-in-a-bag California-cal King Size Bedding Feature

7 pc Bedding Ensembles. (Comforter, 2 Shams, 3 Cushion, and Bed Skirt)
1 Comforter 102"x96".1 Bed Skirt 72"x84"x14"drop. 2 shams 20"x36"+2".
1 Cushion (18"x18"). 1 Neck roll (8"x18"). 1 Breakfast Pillow 12"x18".
Fabric Content: 100 % Polyester. Thread count: 350 < matching curtains available >
Care Instruction: Machine wash gentle cycle with cold water. (Sun dry or low tumble dry)

Cyber Monday 7 Pieces Luxury Brown, Cream Beige with Floral Linen Comforter Set / Bed-in-a-bag California-cal King Size Bedding Overview

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